When an export has a payee or merchant field but no separate description, the importer can use that field as the description. Check that the resulting text identifies each movement clearly enough for later review.
- Inspect the source headers and the proposed Description mapping.
- Compare a few rows with the bank statement, especially generic processor or transfer labels.
- Preserve any available bank reference and additional source evidence that helps distinguish similar movements.
A recognizable merchant name can make the row readable, but it may not explain what was purchased. Category review can still require a receipt or other business context.
Avoid invented narratives
Do not replace a vague payee with an assumed expense purpose merely to make the import look more complete. Keep the source wording and add supported context through the appropriate review workflow.
If the mapped payee is blank on some rows, those rows still need a valid description from source evidence. Check for a memo or details column before discarding the row. Review the final preview and totals after changing the mapping so one fix does not shift other fields.
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