The bank-reported balances table labels a credit account’s value as Card balance. Use that label and the account identity to distinguish credit-card evidence from a deposit-account cash balance.
- Find the card account by its name, bank, and last digits.
- Read the reported value, currency, and As of date.
- Compare it with the appropriate card statement or current bank evidence for the same account and time.
A card payment has evidence in two places
A payment can appear as money leaving a bank account and as a payment on the card account. The two reported balances should not be compared as though they describe one account.
Review the card purchases and the payment separately according to their purpose. If both payment legs are recorded and satisfy the exact supported conditions, the bank-to-card pair workflow can prepare their accounting relationship. It does not replace the card statement reconciliation or initiate a payment. If the reported card balance is unavailable, do not treat it as zero. If it differs from the ledger, align dates and review the recorded activity before changing opening information. The bank’s observation remains distinct from the company’s accounting and reconciled period balances.
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