The exact bank-pair workflow does not handle transfer fees as part of the pair. If the outgoing amount includes a fee or the receiving account gets a smaller net amount, the difference needs its own balanced journal treatment.
- Compare the outgoing and incoming amounts with the bank’s transfer confirmation.
- Identify the fee separately from the amount transferred.
- Have the supported accounting workflow record the transfer and fee with the appropriate balanced entry.
Keep the real amounts intact
Do not reduce the outgoing bank record or increase the incoming record to make them look equal. Those source amounts are evidence of what the bank actually reported.
If the bank posts the fee as a separate transaction and the two transfer legs are otherwise an exact supported pair, review each record according to its actual role. The fee still needs its own treatment. Confirm the company’s ledger accounts and supporting evidence with the authorized accounting reviewer when needed. New bank pair prepares accounting from exact recorded legs; it is not a general fee-allocation tool or a payment instruction. After recording the appropriate entries, compare the account activity with the statement and resolve any remaining reconciliation difference through that workflow.
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