The OFX reader preserves the calendar date reported by the bank’s posting-date field. It does not shift that books date by converting the timestamp into your browser’s time zone.
This keeps a source posting date from moving to the preceding or following day merely because you review the file in another location. The parsed calendar date still has to be valid.
Check a date difference
- Compare the imported date with the bank’s posted record, not only the time displayed in a notification.
- Check whether the bank separately lists a purchase date and a posted date.
- If the export’s posting date is wrong, obtain corrected bank evidence rather than adjusting it to match a local timestamp.
The selected accounting period and any closed-period rules use the resulting date. A transaction near midnight can therefore require careful source comparison, particularly around month end.
When reporting a discrepancy, include the original posting date and the date Institution shows, along with the account and reference. Keep the full source timestamp available in the original file for investigation, but do not assume your browser’s local time should replace the bank’s stated posting date.
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