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Bookkeeping & finance

Security deposits received: do not confuse refundable customer money with revenue

If a business receives a refundable deposit from a tenant, customer, reseller, or other counterparty, the cash can create a liability until the deposit is returned or validly applied.

Published August 29, 2026Reviewed August 29, 2026 1 min read

Cash received can still be owed back

A refundable security amount may protect the company against damage, nonperformance, unpaid charges, or another contractual risk. Until a valid application occurs, the company can still owe that amount to the counterparty.

Posting it directly to sales can make revenue and customer balances misleading.

Track deposits by counterparty and agreement

Maintain the payer, date, amount, contract, purpose, conditions for use, expected return date, and any interest or segregation requirement that applies.

Keep the balance separate from ordinary customer receivables or advance payments for future services.

Apply deposits only with documented support

If the contract allows the company to use the deposit against damages, unpaid invoices, or another obligation, document the reason and calculation before reducing the liability.

If the deposit is refunded, link the outgoing payment to the original receipt.

Reconcile deposits before contract termination

Review the balance when the relationship ends, including unresolved invoices, claims, credits, or deductions. A final statement helps both parties understand how the deposit was settled.

Old deposit liabilities should not remain on the balance sheet simply because nobody remembers the original customer.

Frequently asked questions

Questions buyers usually ask

Is a refundable deposit received from a customer revenue?

Not simply because the cash was collected. A refundable amount can remain a liability until it is returned or applied under the agreement.

How should a security deposit be cleared?

Use the contract and final settlement to document any amount applied, refunded, or otherwise resolved.

Official sources

Check provider facts at the source.

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